You can count Microsoft as yet another victim to the growing contraction in our country. Earlier in the year they had plans to let go 5000 people which tells a frightening story. If they are not selling software, then people are not buying computers for their home nor or companies upgrading their current systems. The makers of Windows OS, Microsoft Money ,and many of today’s most popular productivity software is feeling the pinch of companies and consumers not spending their dollars to upgrade their computers or software. They depend on us and businesses to constantly upgrade their software in order to provide revenue for development and growth. Consumers have been voting with their pocket books and more cautious about what they are spending money today.  Well guess what. With the current climate, we are all getting used to using what we have. That means old cars, old homes, old clothes etc. Perhaps we have hit a max in all segments where we say, “OK, I have all I need to get by.” They have a decent cell phone that works and a decent tv etc that are all good, so why spend money to upgrade? I have all I need and I am content with what I have it the Mantra of old personal finance books. Well guess what. That is where we are now. Again, its ok what we are going through. Its painful though.