I just found that forclosure are now up over 80% from last year with Nevada leading the way. I still struggle with what to say in this manner. I just mentioned that no one made anyone sign for their mortgage but perhaps the sway or lure of homes coupled with easy credit and the consistent drive to keep with the Jones lead to the national disaster; the Second Great Depression. What to do? Again, let the market take its course. Newspapers and online news seem only to find the latest bankruptcy or the latest real estate failure. Not to fear, we are just going through a tremendous cleansing of the system and hopefully your soul! Move forward with the resolve this year to live within your means and on budget. It can happen. These companies could not do either and hence the closing of so many and a great variety of stores. Next…the farewell address of President Bush. Stay tuned.