Now that we have a new economy upon us, I see nothing but opportunity but to take advantage of the new interest rates, say in refinancing a home or just saving more. In fact Americans are saving more now than ever. Its still a little low, but it is improvement. The web is full sites that can help us find the best interest rates and the one I recommend is monitorbankrates.com. What I needed first were good Financial Calculators that would help in the areas of Mortgage payments, CD Ladder ideas, Certificate of Deposit which is very popular these days for strong conservative banking. You find the Mortgage Calculator very easy to use in finding your payment with pmi and taxes. What was most interesting to me was one I had never used before and that was the Debt Consolidation Calculator. This was very intricate in helping you decide if consolidated all your car debt, credit card debt was a good idea by factoring your principal and the interest rate you are paying. Many of us do not have any equity or if we do, should we make this move. I would strongly recommend making these calculations before doing so! This a very nice, easy to use website which also dedicated to publishing good financial articles especially around credit cards, mortgage rates and What’s in the Stimulus Bill for you. This is a professional site that you will enjoy as well as find informational!