Well we all certainly know that when it comes time for winter clothing and gear, The North Face has built the brand! Their product stands up against the elements time and time again and it is by far the coolest to wear as well. I found North Face gear at www. breckgear.com. They have a great website where customer service meets the expectation one has when purchasing North Face gear. It doesn’t get better than a store from Breckenridge, CO itself where today’s temperature is 14 degrees! Their blog is awesome with info on gear and great pictures from around the area. The site is easy to use and navigate around, no pages hang up on you. Right now they have free shipping on orders over $50. My kids are still getting into the ski sports and now I have a great site to purchase their new snowboarding equipment. Whats more, this is the time to buy because they have a huge sale going on right now. My favorite jacket, the North Face Men’s Condor Triclimate jacket is on sale from $279 to $235. This is a great deal and of course, the shipping will be free. If you do not see what you need, just give them a call. These guys love their sport, live where their sport is life and will meet your expectations. Now find a mountain!

It has been reported today that now Circuit City is ready to liquidate and release over 30,000 employees. Pfizer will lay over 2,000 and the list goes on and on. What an amazing opportunity for the right entrepreneur to scoop us such a Talent pool and now. If only I could think of the right company for this is the right time and place. Power that be, ever present and oh so more intelligent than I are out there now but I just cannot think of what we should be launching. Whats more, this talent pool will be less expensive than in previous years. My question is to you my loyal readers? If you could own any business and had access to this talent pool, what you do. Where is the next opportunity?

A new breed of Cars are being introduced by  Toyota that is changing the automotive world.

While Toytota has only a few Hybrids in their line the Toyota Corolla is one that a surprise that it has not entered the Hybrid age. The Corolla has been one of the flagship cars for Toyota and there are plenty of loyal drivers that have stayed with Corolla over the years. The body style has improved over the past few years and even gotten roomier almost taken on the role of the older Camrys

In the changing technology of mobile technology you can find the latest updates at Tablet PC Reviews . They offer some great comparisons to the tablet PCs on the market and offer a graphical picture of how other users have ranked their table PC. Their forums are a great place to ask questions and get answers on the tablet. You can go into their forum and get questions answered on which would be the best Tablet PC to purchase based on your particular needs, and advice on specific models.

In purchasing a tablet pc you need to first think what will be it’s main purpose. Will it be used for individual use, or larger deployment. Do you need wireless capabilities? This is especially important if you access the web for your job, or need to be able to view company email. Battery life is a critical component of any mobile device, even more so for the tablet. Since most people are using them on the go, having a battery that is always needing recharged, can be very unproductive. Especially if using in a sales situation, where you are using it to give power point presentations, or run a Customer Relation Database. You don’t want your tablet pc running out of power when it is time to close the deal.

The company I currently work for has deployed the Tablet PC to our sales force which has been met with great enthusiasm. They are able to interact with their customers through mulitmedia presentations that have enhanced the sales dialogue. Their visual interface that is allows our sales people to show the story to the customer, has really helped the retain the message, and the sales people like it, because it gives them an edge over their competitors.

So before you make a purchase check out their review section and let those that already have experience with the different systems have to say.

One of the largest investments we will ever make is the home we buy for our families. We take out huge loans that take 15 to 30 years to pay off. What a huge responsibility that is and even compounding the situation, what do you do if your bread winning spouse dies. That’s where mortgage life insurance comes in. NAA life is a great company I found that a great focus, our dream our homes. This is a tough economy where we may not get back all we thought we would when we sell our homes. Now, pretend your spouse has died and not only do you not have the money to pay the mortgage, you cant even sell the house. Hence, mortgage protection will pay off the debt upon your death. Unfortunately, the bills do not end at the mortgage company. They seem to keep coming and coming. Your spouse is gone so now how do you pay for the funeral, college tuition, medical bills? That is where term life insurance comes in to help pay those bills. What piece of mind there is in these insurance products and from such a reputable company like NAA. Their term life product is very competitive and will meet your needs. Plus, their site is very easy to use. On the right side of home page you can fill in your information and get a quote right away. They even sell disability insurance and annuities. I just know that in this economy you really have no choice but to look into these insurance policies.

I really thought that the outgoing president did a very fine job of outlining how he took his administration over the last 8 years from beginning to end. Little did he know that within 9 months of his Presidency, that 9/11 would could to pass and alter any strategy or public policies he was looking to move forward. No, all things had to change and tough decisions had to be made. How do you fight an enemy you cannot see, that does not wear an uniform and does not live within the domain of one country. It lurks around every corner, various websites, chat rooms and may even wear a suit and work inside an established company. Its an unsettling issue to say the least. We tried our best and at least our borders remained safe over 8 years but a very high price of the death of so many soldiers. We may never know what victory looks like, because there will be no formal peace treaty signed on the deck of a battleship. No, we will not have that luxury this time. Even when we rest and years go by they may be plotting. Our next president will be tested just like President Bush did. Stay tuned.

I just found one very cool website and that is www.magnalight.com. My kids love all flashlights and spotlights as they run around the yard and after a few searches I found this one. What I found were some great things to buy within a very easy site to use. You will find magnalight is a division of Larsen Electric. They sell boat lights, rechargeable handheld lights but also explosion proof lights. You will see their products on the site mounted to a military Humvee! What is more is that explosion proof lights are safe. They are are UL listed Class 1 or Division 1 so for example they could be used around marine vehicles, fuel cells and paint booths. They have a great article on finding the right light titled, “Better Know your Light”. Further, I found a great light for the garage what I call a Trouble light that I can hook to the hood of the car while I fix it. Finally, the help links are endless to find information on the lights they sell!

I just found that forclosure are now up over 80% from last year with Nevada leading the way. I still struggle with what to say in this manner. I just mentioned that no one made anyone sign for their mortgage but perhaps the sway or lure of homes coupled with easy credit and the consistent drive to keep with the Jones lead to the national disaster; the Second Great Depression. What to do? Again, let the market take its course. Newspapers and online news seem only to find the latest bankruptcy or the latest real estate failure. Not to fear, we are just going through a tremendous cleansing of the system and hopefully your soul! Move forward with the resolve this year to live within your means and on budget. It can happen. These companies could not do either and hence the closing of so many and a great variety of stores. Next…the farewell address of President Bush. Stay tuned.

I, like everyone else in the world, uses a credit card when ever needed for purchases that may take a while to pay off. I have 3 and they are all 0% balance transfer cards with the same on purchases.  I find these through the mail and really had no idea that a website existed to point out where the best deals are. Then I found 0% balance transfers at www.zeronet.com. I really like this site. It is clean and well laid out. I like the calculator on the right hand side where you put in your current balance, percentage and your total payments and click. They found great 0% deals from Citi, Discover and Capital One cards. If you own a business, then this site is great because they have busines credit cards too. I found offers on mileage plans, double miles, no limit on miles, no annual fee for the first year. Perhaps the point is obvious, but why pay hundreds in interest payments when there are credit cards out there now who want your business? I see no need, plus you may earn some bonus miles along the way. Finally, there is a great resources page. Here I found links to credit help sites and a Life Event Management Center. How great that this site wants you save money on interest and then help you get help so that one can get control of there credit. I applaud them for this!

Now the time has come to begin the tradition of bashing the president via Monday morning quarterback methods just before they leave office for good. Say what you will, but US ground has not been touched by a foreign army or terrorist group since 9/11. What more is there to say. The economy is our problem not his. This is a worldwide correction and families reviewing the way we live and what we can afford and moreover what is important to life. So put that to rest. The president protects us and that is all. Less government the better. Did they really watch out for the SEC scandals, no did they watch out for mortgages no, so really it is up to us to review our lives and make it our responsibility where we put our money.